{"id":1482430,"date":"2026-10-21T17:02:57","date_gmt":"2026-10-21T17:02:57","guid":{"rendered":"https:\/\/community.decentrixweb.com\/index.php\/question\/yacht-insurance\/"},"modified":"2026-10-21T17:02:57","modified_gmt":"2026-10-21T17:02:57","slug":"yacht-insurance","status":"publish","type":"question","link":"https:\/\/community.decentrixweb.com\/index.php\/question\/yacht-insurance\/","title":{"rendered":"yacht insurance"},"content":{"rendered":"<p>Spent about two weeks shopping for coverage for our boat before the season. Lesson one: a low premium usually hides a pile of exclusions. Check agreed value vs actual cash value \u2014 on an ACV policy, depreciation eats the payout after a total loss. For an older hull, be ready for the insurer to ask for a recent survey. The hard part is the policy wording, so I found a clear breakdown here: [url=https:\/\/yacht-insurance.net]yacht insurance[\/url] \u2014 it covers the main policy terms in plain English. Then check the navigation limits: going past the listed waters can get a claim denied. In hurricane country, the named storm deductible is usually a percentage of hull value, not a flat amount. Pay attention to liability limits \u2014 wreck removal and damage to other boats can cost more than the boat itself. Get at least three quotes and go through the exclusions before you sign.<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"closed","template":"","question-category":[50],"question_tags":[],"_links":{"self":[{"href":"https:\/\/community.decentrixweb.com\/index.php\/wp-json\/wp\/v2\/question\/1482430"}],"collection":[{"href":"https:\/\/community.decentrixweb.com\/index.php\/wp-json\/wp\/v2\/question"}],"about":[{"href":"https:\/\/community.decentrixweb.com\/index.php\/wp-json\/wp\/v2\/types\/question"}],"replies":[{"embeddable":true,"href":"https:\/\/community.decentrixweb.com\/index.php\/wp-json\/wp\/v2\/comments?post=1482430"}],"wp:attachment":[{"href":"https:\/\/community.decentrixweb.com\/index.php\/wp-json\/wp\/v2\/media?parent=1482430"}],"wp:term":[{"taxonomy":"question-category","embeddable":true,"href":"https:\/\/community.decentrixweb.com\/index.php\/wp-json\/wp\/v2\/question-category?post=1482430"},{"taxonomy":"question_tags","embeddable":true,"href":"https:\/\/community.decentrixweb.com\/index.php\/wp-json\/wp\/v2\/question_tags?post=1482430"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}