{"id":1482829,"date":"2026-10-26T12:39:26","date_gmt":"2026-10-26T12:39:26","guid":{"rendered":"https:\/\/community.decentrixweb.com\/index.php\/question\/yacht-insurance-8\/"},"modified":"2026-10-26T12:39:26","modified_gmt":"2026-10-26T12:39:26","slug":"yacht-insurance-8","status":"publish","type":"question","link":"https:\/\/community.decentrixweb.com\/index.php\/question\/yacht-insurance-8\/","title":{"rendered":"yacht insurance"},"content":{"rendered":"<p>Burned a couple of weeks shopping for coverage for our boat before spring launch. The first thing I learned: a low premium usually hides gaps in coverage. Check whether the hull is insured at agreed value or ACV \u2014 with ACV, depreciation cuts the payout after a total loss. For an older hull, be ready for a request for a fresh marine survey. The hard part is the policy wording, so I found a clear breakdown here: [url=https:\/\/yacht-insurance.net]yacht insurance[\/url] \u2014 it lays out the main coverage options in plain English. Also read the navigation limits carefully: going past the listed waters can leave you uncovered. In hurricane country, the named storm deductible is usually a percentage of hull value, not a flat amount. Don&#8217;t skimp on liability either \u2014 wreck removal and guest injuries can cost more than the boat itself. Compare two or three carriers and go through the exclusions before you sign.<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"closed","template":"","question-category":[48],"question_tags":[],"_links":{"self":[{"href":"https:\/\/community.decentrixweb.com\/index.php\/wp-json\/wp\/v2\/question\/1482829"}],"collection":[{"href":"https:\/\/community.decentrixweb.com\/index.php\/wp-json\/wp\/v2\/question"}],"about":[{"href":"https:\/\/community.decentrixweb.com\/index.php\/wp-json\/wp\/v2\/types\/question"}],"replies":[{"embeddable":true,"href":"https:\/\/community.decentrixweb.com\/index.php\/wp-json\/wp\/v2\/comments?post=1482829"}],"wp:attachment":[{"href":"https:\/\/community.decentrixweb.com\/index.php\/wp-json\/wp\/v2\/media?parent=1482829"}],"wp:term":[{"taxonomy":"question-category","embeddable":true,"href":"https:\/\/community.decentrixweb.com\/index.php\/wp-json\/wp\/v2\/question-category?post=1482829"},{"taxonomy":"question_tags","embeddable":true,"href":"https:\/\/community.decentrixweb.com\/index.php\/wp-json\/wp\/v2\/question_tags?post=1482829"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}