{"id":1482837,"date":"2026-10-26T14:08:13","date_gmt":"2026-10-26T14:08:13","guid":{"rendered":"https:\/\/community.decentrixweb.com\/index.php\/question\/yacht-insurance-13\/"},"modified":"2026-10-26T14:08:13","modified_gmt":"2026-10-26T14:08:13","slug":"yacht-insurance-13","status":"publish","type":"question","link":"https:\/\/community.decentrixweb.com\/index.php\/question\/yacht-insurance-13\/","title":{"rendered":"yacht insurance"},"content":{"rendered":"<p>Spent a couple of weeks comparing quotes on coverage for our boat before the season. Lesson one: a low premium often means a pile of exclusions. Check whether the hull is insured at agreed value or ACV \u2014 on an ACV policy, depreciation eats your claim after a total loss. For an older hull, expect the insurer to ask for a recent survey. Most of the confusion comes from the policy wording, so this helped me sort it out: [url=https:\/\/yacht-insurance.net]yacht-insurance.net[\/url] \u2014 it covers the main policy terms in plain English. Then check the navigation limits: cruising outside them can get a claim denied. In hurricane country, the named storm deductible is usually a percentage of hull value, not a flat amount. Don&#8217;t skimp on liability either \u2014 wreck removal and guest injuries can cost more than the boat itself. Compare two or three carriers and read the exclusions before you pay.<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"closed","template":"","question-category":[48],"question_tags":[],"_links":{"self":[{"href":"https:\/\/community.decentrixweb.com\/index.php\/wp-json\/wp\/v2\/question\/1482837"}],"collection":[{"href":"https:\/\/community.decentrixweb.com\/index.php\/wp-json\/wp\/v2\/question"}],"about":[{"href":"https:\/\/community.decentrixweb.com\/index.php\/wp-json\/wp\/v2\/types\/question"}],"replies":[{"embeddable":true,"href":"https:\/\/community.decentrixweb.com\/index.php\/wp-json\/wp\/v2\/comments?post=1482837"}],"wp:attachment":[{"href":"https:\/\/community.decentrixweb.com\/index.php\/wp-json\/wp\/v2\/media?parent=1482837"}],"wp:term":[{"taxonomy":"question-category","embeddable":true,"href":"https:\/\/community.decentrixweb.com\/index.php\/wp-json\/wp\/v2\/question-category?post=1482837"},{"taxonomy":"question_tags","embeddable":true,"href":"https:\/\/community.decentrixweb.com\/index.php\/wp-json\/wp\/v2\/question_tags?post=1482837"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}