{"id":1483229,"date":"2026-10-31T20:46:55","date_gmt":"2026-10-31T20:46:55","guid":{"rendered":"https:\/\/community.decentrixweb.com\/index.php\/question\/yacht-insurance-15\/"},"modified":"2026-10-31T20:46:55","modified_gmt":"2026-10-31T20:46:55","slug":"yacht-insurance-15","status":"publish","type":"question","link":"https:\/\/community.decentrixweb.com\/index.php\/question\/yacht-insurance-15\/","title":{"rendered":"yacht insurance"},"content":{"rendered":"<p>Spent about two weeks shopping for yacht insurance before spring launch. Lesson one: a low premium usually hides a pile of exclusions. Look at whether the hull is insured at agreed value or ACV \u2014 with ACV, depreciation eats your claim after a total loss. For an older hull, be ready for a request for a fresh marine survey. The hard part is the policy language, so this helped me sort it out: [url=https:\/\/yacht-insurance.net]yacht insurance[\/url] \u2014 it covers the main coverage options without the sales talk. Then check the navigation limits: going past the listed waters can get a claim denied. In hurricane country, the named storm deductible is often a percentage of hull value, not a flat amount. Pay attention to liability limits \u2014 wreck removal and damage to other boats can cost more than the boat itself. Get at least three quotes and go through the exclusions before you pay.<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"closed","template":"","question-category":[48],"question_tags":[],"_links":{"self":[{"href":"https:\/\/community.decentrixweb.com\/index.php\/wp-json\/wp\/v2\/question\/1483229"}],"collection":[{"href":"https:\/\/community.decentrixweb.com\/index.php\/wp-json\/wp\/v2\/question"}],"about":[{"href":"https:\/\/community.decentrixweb.com\/index.php\/wp-json\/wp\/v2\/types\/question"}],"replies":[{"embeddable":true,"href":"https:\/\/community.decentrixweb.com\/index.php\/wp-json\/wp\/v2\/comments?post=1483229"}],"wp:attachment":[{"href":"https:\/\/community.decentrixweb.com\/index.php\/wp-json\/wp\/v2\/media?parent=1483229"}],"wp:term":[{"taxonomy":"question-category","embeddable":true,"href":"https:\/\/community.decentrixweb.com\/index.php\/wp-json\/wp\/v2\/question-category?post=1483229"},{"taxonomy":"question_tags","embeddable":true,"href":"https:\/\/community.decentrixweb.com\/index.php\/wp-json\/wp\/v2\/question_tags?post=1483229"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}