{"id":1483315,"date":"2026-11-02T11:01:08","date_gmt":"2026-11-02T11:01:08","guid":{"rendered":"https:\/\/community.decentrixweb.com\/index.php\/question\/yacht-insurance-18\/"},"modified":"2026-11-02T11:01:08","modified_gmt":"2026-11-02T11:01:08","slug":"yacht-insurance-18","status":"publish","type":"question","link":"https:\/\/community.decentrixweb.com\/index.php\/question\/yacht-insurance-18\/","title":{"rendered":"yacht insurance"},"content":{"rendered":"<p>Burned about two weeks comparing quotes on coverage for our boat before the season. The first thing I learned: a low premium often means gaps in coverage. Check whether the hull is insured at agreed value or ACV \u2014 with ACV, depreciation eats the payout after a total loss. If the boat is older, be ready for the insurer to ask for a recent survey. Most of the confusion comes from the policy language, so a good starting point is [url=https:\/\/yacht-insurance.net]yacht-insurance.net[\/url] \u2014 it covers the main coverage options in plain English. Then check the navigation limits: going past the listed waters can get a claim denied. In hurricane country, the named storm deductible is often a percentage of hull value, not a flat amount. Don&#8217;t skimp on liability either \u2014 wreck removal and damage to other boats can cost more than the boat itself. Get at least three quotes and read the exclusions before you sign.<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"closed","template":"","question-category":[48],"question_tags":[],"_links":{"self":[{"href":"https:\/\/community.decentrixweb.com\/index.php\/wp-json\/wp\/v2\/question\/1483315"}],"collection":[{"href":"https:\/\/community.decentrixweb.com\/index.php\/wp-json\/wp\/v2\/question"}],"about":[{"href":"https:\/\/community.decentrixweb.com\/index.php\/wp-json\/wp\/v2\/types\/question"}],"replies":[{"embeddable":true,"href":"https:\/\/community.decentrixweb.com\/index.php\/wp-json\/wp\/v2\/comments?post=1483315"}],"wp:attachment":[{"href":"https:\/\/community.decentrixweb.com\/index.php\/wp-json\/wp\/v2\/media?parent=1483315"}],"wp:term":[{"taxonomy":"question-category","embeddable":true,"href":"https:\/\/community.decentrixweb.com\/index.php\/wp-json\/wp\/v2\/question-category?post=1483315"},{"taxonomy":"question_tags","embeddable":true,"href":"https:\/\/community.decentrixweb.com\/index.php\/wp-json\/wp\/v2\/question_tags?post=1483315"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}